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Individual Savings Accounts (ISAs)

What is an ISA?

An ISA is simply a tax-efficient way to save or invest.

The best way to think of an ISA is as a tax ‘wrapper’ – the wrapper protects your money and you aren’t charged tax on the interest you earn*, offering greater growth potential.

For each tax year, there is a limit to the amount you can invest in an ISA. 

The allowance for the 2017/2018 Tax Year is £20,000 and can be invested in any combination of stocks and shares and / or cash.

THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

Have you used your ISA allowance?