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Planning For Retirement

When it comes to retirement planning, time is your friend.

Today, we all lead very busy lives and, unsurprisingly, focus our attention on the here and now. But, it is more important than ever to look carefully at the future too. The earlier you start, the longer your money has the potential to grow. 

Sooner or later, you will hope to retire. 

But the decisions you make today are the ones that will dictate the standard of living you will enjoy tomorrow. 

Over recent years, the cost of providing an adequate retirement income has increased significantly. With State Pension Provision changing and people living longer, effective planning will help you to meet the costs of living in retirement.

It can be a challenge to make the reality of retirement match your retirement dream.

A reality of retirement is you must live within your means. If you were budget conscious before you retired the transition should be relatively painless.  

Planning is an important key to successful retirement. Those who have given serious time and thought to what they will do after they retire will generally experience a smoother transition than those who haven't. Remember, it is never too soon to begin mapping out the course of the rest of your life.

A pension is a long term investment the fund value may fluctuate and can go down. 

Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

What does your retirement look like?