Occupational Pension Schemes
Occupational Pension Schemes are a highly complex area of financial planning. Especially with the radical reform of UK workplace pensions of recent times, trying to keep on top of the legislation as a business owner today is becoming increasingly challenging. Platinum Financial are highly qualified in pensions, investments, trusts and taxation to help ensure you receive the suitable and most up to date planning and advice.
The occupational pension plays an important role in the retirement planning of millions of people and your employees are no exception. So, it’s important that you have the right pension and support in place, making your life easier, as well as your company benefiting from a return on your investment. No matter what your company objectives are, as occupational pension scheme specialists we can take this burden away, so you can concentrate on building your business.
As independent financial advisers, we offer more than a standalone investment service. We can design, implement and administer your pension scheme, as well as provide retirement planning advice and financial education.
Our complementary services include a range of governance options that we can work together on a fully managed basis or on a specific governance task.
Occupational Pension Schemes generally fall into 2 categories:
Defined Benefit Schemes (can be known as Final Salary Schemes)
Defines the benefits received in retirement.
Defined Contribution Schemes (can be known as Money Purchase Schemes)
Defines the contributions made.
Platinum Financial has many years of experience in dealing with occupational pension schemes of all sizes. We can apply innovative solutions to help ensure corporate goals are met, that you’re fulfilling your duties as an employer and at the same time we’ll make sure that your occupational pension scheme works for your business.
The Financial Conduct Authority does not regulate occupational pensions.